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NOTICE OF PUBLIC SALE Pursuant to the terms and conditions of the Judgment Order, Decree of Foreclosure and Order of Public Sale in the matter of Harmon Mayo and Janet Mayo v. Douglas Eric Nelson, Judith Peach, et al, Franklin Superior Court Docket No. S 40-08 Fc filed September 15, 2009, foreclosing a certain mortgage given by Douglas Eric Nelson and Judith Peach to Harmon Mayo and Janet Mayo dated December 22, 1998 and recorded on December 22, 1998 in Book 50, Page 153 of the Land Records of the Town of Bakersfield, for breach of the conditions of the mortgage, the below described real estate will be sold at public auction at 10:00 AM on November 30, 2009 at the location of the property described in the mortgage, on knowledge and belief known and designated as having an address of 418 North Main Street, Bakersfield, Vermont. The property to be sold (the "Property") is all and the same land and premises described in said mortgage and further described as follows: Being all and the same lands and premises conveyed to Douglas Eric Nelson and Judith Peach by Warranty Deed of Harmon Mayo and Janet Mayo dated and recorded on December 22, 1998 in Book 50, Page 153 of the Land Records of the Town of Bakersfield, and being more particularly described as follows: Parcel #1: Being about one-eighth (1/8) acre of land, with the garage building located thereon, and bounded as follows, viz: on the westerly side by Main Street, so-called; on the easterly side by lands now or formerly of Earl Gates and wife; on the southerly by land now or formerly of Alcide Murcury and wife; and on the northerly side by lands now or formerly of Challice J. Start. Parcel #2: Being a lot of land containing 1.1 acres, more or less, lying easterly of, but not adjacent to, Vermont Route 108 and more particularly described as follows: "Beginning at a point which represents the northeasterly corner of Parcel #1 above, said beginning point designates the northwesterly corner of the lot conveyed hereby; thence easterly, partially along the southerly boundary of land formerly owned by Mayo and Silverfine, a distance of two hundred two feet (202'), more or less, to a corner; thence southerly a distance of two hundred forty-three feet (243'), more or less, to a corner; thence westerly a distance of two hundred nine feet (209'), more or less, to the easterly boundary of property owned now or formerly by the Bakersfield Fire Department; thence northerly along the easterly boundary of property owned by the Bakersfield Fire Department and Parcel #1 above a distance of two hundred twenty-nine feet (229') to the point of beginning. Reserved and excepted from the above conveyance is a square parcel of land measuring thirty feet (30') on each side which said parcel lies in the southwesterly corner of the described property. Said property is bounded on the northerly by lands now or formerly of Mayo-Silverfine and other lands now or formerly owned by Earl and Hyla Gates; on the westerly by Parcel #1 above and the Bakersfield Fire Department; and on the southerly and easterly by lands now or formerly of said Earl and Hyla Gates. Also conveyed hereby is all right, title and interest in and to an easement conveyed to Harmon W. and Janet L. Mayo by the Bakersfield Volunteer Fire Department, Inc., dated March 18, 1985 and recorded in Book 36, Page 463 of the Bakersfield Land Records. Also conveyed hereby is a certain right of way which is fully set froth in a deed from W.D. Strewart to F.N.D. Wells dated April 22, 1904 and recorded in Book 18, Page 7 of the Bakersfield Land Records. Reference is hereby made to the above-mentioned plat and deeds and to the deeds and references therein contained in further aid of this description. The premises shall be sold in AS IS condition with any and all faults, with no representations or warranties, express or implied, of any kind, and subject to any and all current and delinquent real estate taxes and municipal assessments, including late fees, charges, and interest, for which the highest bidder shall be fully responsible. In no event are Plaintiffs responsible for obtaining any permits, amended permits or amnesty from permits to comply with any State, Federal or municipal law, regulation or ordinance or for any other reason. Plaintiffs shall also not be responsible for making any repairs, upgrades and/or treatments to the premises. The premises shall be sold subject to any and all encumbrances or title defects and no representations or warranties will be made concerning the status of the quality of title the purchaser will receive. The Property will be sold to the highest bidder, who at the sale shall either pay cash or certified funds or produce a commitment letter from a bank or mortgage company or other lender license to do business in the State of Vermont. If at the sale Harmon Mayo and Janet Mayo, the Plaintiffs, make the highest bid, they shall be required to pay cash or certified funds only to the extent that their bid is in excess of the sums due them by the Defendants, including all of their costs of the sale in this foreclosure up to the date of the sale. If any other person or entity is the highest bidder, a Ten Thousand Dollar ($10,000.00) cash deposit at the sale shall be required or a certified check, treasurer's or cashier's check made payable to "Brown Cahill Gawne & Miller, PC, Client Trust Account" and shall pay the balance of the successful bid price within thirty (30) days of the issuance of an Order of Confirmation by the Franklin Superior Court. The successful bidder will be required to sign a purchase and sale agreement. If the successful bidder fails to complete the purchase of the Property as required by the purchase and sale agreement, the $10,000.00 deposit will be forfeited to the Plaintiffs. Any purchase or sale will take the Property "AS IS" and title will be conveyed without warranties by order of confirmation. The mortgagors, Douglas Eric Nelson and Judith Peach, are entitled to redeem the premises at any time prior to the sale by paying the full amount due under the mortgage, including the costs and expenses of the sale. Other terms may be announced at the sale, or you may inquire at Brown Cahill Gawne & Miller, 802-524-5211. DATED: September 23, 2009 Michael S. Gawne, Esq. Attorney for Plaintiffs

STATE OF VERMONT FRANKLIN COUNTY, SS. FRANKLIN SUPERIOR COURT DOCKET NO. S170-08 Fc PHH Mortgage Corporation, Plaintiff v. Sharon Derner, Jason Derner And Occupants residing at 172 Kingsland Hollow Road, Fletcher, Vermont, Defendants NOTICE OF SALE By virtue and in execution of the Power of Sale contained in a certain mortgage given by NorthCountry Federal Credit Union to Sharon Derner dated June 24, 2005 and recorded in Volume 67, Page 247 of the Land Records of the Town of Fletcher, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purposes of foreclosing the same will be sold at Public Auction at 1:00 P.M. on December 11, 2009, at 172 Kingsland Hollow Road, Fletcher, Vermont all and singular the premises described in said mortgage: To Wit: Being all and the same lands and premises conveyed to Sharon Derner and Jason Derner by Warranty Deed of Rachel McIntyre (f/k/a Rachel Keagins) and Gregory McIntyre dated June 24, 2005, Recorded June 28, 2005 in Volume 67 at Page 245 of the Town of Fletcher Land Records. Terms of Sale: $10,000.00 to be paid in cash by purchaser at the time of sale, with the balance due at closing. Proof of financing for the balance of the purchase to be provided at the time of sale. The sale is subject to taxes due and owing to the Town of Fletcher. The mortgagor is entitled to redeem the premises at any time prior to the sale by paying the full amount due under the mortgage, including the costs and expenses of the sale. Other terms to be announced at the sale or inquire at Lobe & Fortin, 30 Kimball Ave., Ste. 306, South Burlington, VT 05403, 802 660-9000. PHH Mortgage Corporation By: Joshua B. Lobe, Esq. Lobe & Fortin, PLC 30 Kimball Ave., Ste. 306 South Burlington, VT 05403

STATE OF VERMONT FRANKLIN COUNTY, SS. FRANKLIN SUPERIOR COURT DOCKET NO. S362-08 Fc Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation 2006-OPT2 Mortgage Pass Through Certificates, Series 2006-OPT2, Plaintiff v. Mark A. Corcoran, Amy R. Laroche, American Home Mortgage Services, Inc. f/k/a Option One Mortgage Corporation And Occupants residing at 68 Comstock Bridge Road, Montgomery, Vermont, Defendants NOTICE OF SALE By virtue and in execution of the Power of Sale contained in a certain mortgage given by H&R Block Mortgage Corporation to Mark A. Corcoran dated July 27, 2005 and recorded in Volume 72, Page 210 of the Land Records of the Town of Montgomery, of which mortgage the undersigned is the present holder, for breach of the conditions of said mortgage and for the purposes of foreclosing the same will be sold at Public Auction at 4:00 P.M. on December 11, 2009, at 68 Comstock Bridge Road, Montgomery, Vermont all and singular the premises described in said mortgage: To Wit: Being all and the same lands and premises conveyed to Mark Corcoran and Amy Laroche by Warranty Deed from Rodney M. Abell and Marilyn S. Abell Dated July 27, 2005 and Recorded July 29, 2005 in Volume 72 at Page 208 in the Town of Montgomery Land Records. Terms of Sale: $10,000.00 to be paid in cash by purchaser at the time of sale, with the balance due at closing. Proof of financing for the balance of the purchase to be provided at the time of sale. The sale is subject to taxes due and owing to the Town of Montgomery. The mortgagor is entitled to redeem the premises at any time prior to the sale by paying the full amount due under the mortgage, including the costs and expenses of the sale. Other terms to be announced at the sale or inquire at Lobe & Fortin, 30 Kimball Ave., Ste. 306, South Burlington, VT 05403, 802 660-9000. Deutsche Bank National Trust Company, as Trustee By: Joshua B. Lobe, Esq. Lobe & Fortin, PLC 30 Kimball Ave., Ste. 306 South Burlington, VT 05403

STATE OF VERMONT DISTRICT OF FRANKLIN, SS. PROBATE COURT DOCKET NO. 82-2009E IN RE THE ESTATE OF Henry C. Girard Jr. LATE OF St. Albans, VT NOTICE TO CREDITORS To the creditors of the estate of Henry C. Girard, Jr. late of St. Albans, Vermont. I have been appointed a personal representative of the above named estate. All creditors having claims against the estate must present their claims in writing within 4 months of the date of the first publication of this notice. The claim must be presented to me at the address listed below with a copy filed with the register of the Probate Court. The claim will be forever barred if it is not presented as described above within the four month deadline. Signed: Suzanne Leavitt Address: 109 Lincoln Avenue St. Albans, Vt. 05478 Telephone: (802) 524-4158 Name of Publication: St. Albans Messenger First Publication Date: November 20, 2009 Second Publication Date: November 27, 2009 Address of Probate Court 17 Church Street St. Albans, Vermont 05478

VILLAGE OF ENOSBURG FALLS Notice of Public Hearing before the Development Review Board A Public Hearing before the Development Review Board of the Village of Enosburg Falls will be held on Tuesday the 15th day of December 2009 commencing at 6:30 p.m. at the Municipal Conference Center (Dragon House), 16 Village Drive, Suite No. 2, Enosburg Falls, VT to consider: 6:35 p.m. An application submitted by Snowcape Properties LLC/Craig Snow for Site Plan approval to convert and operate a portion of an existing dwelling into Business and Professional Offices pursuant to the Enosburg Falls Village Land Use & Development Regulations. The property is located at 249 Main Street in the Village of Enosburg Falls, VT in the Central Business Zoned District. Parcel ID# MS0849 contains 0.20 acres of land and a dwelling. 7:05 p.m. Any other business. Darlene C. Marrier Zoning Administrator/ DRB Clerk

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